Privacy Policy:
(Last updated: 12/12/08)
NeedSpeedyBucks.com is serious about protecting your online privacy. This Privacy Statement
explains our views and practices concerning privacy, and how they may pertain to
you as a user of our system.
Recitals
"You" or "Your" means you as a participant in or as a user of
the NeedSpeedyBucks.com program. "We" or "Our" or "Us" means
NeedSpeedyBucks.com. "Our site" means NeedSpeedyBucks.com. All information transmitted,
printed or otherwise submitted to NeedSpeedyBucks.com via this website shall be deemed
to be the property of NeedSpeedyBucks.com and NeedSpeedyBucks.com shall be free to use such information
for any lawful purpose as detailed herein.
This site may contain links to other sites. We are not responsible for the privacy
practices or the content of such sites. We reserve the right to release such information
to law enforcement or other governmental officials as we, in our sole and absolute
discretion, deem necessary to comply with the law.
Information / Data Collection
We automatically collect and/or track the following:
- Web page http headers (home server domain names, IP address, type of client computer,
and type of Web browser)
- Information knowingly provided by you through on-line forms, registration forms,
surveys, and/or other entries, such as email addresses, personal, financial or demographic
information
- Information, user specific or aggregate, on what pages our visitors access
- E-mail addresses of visitors that communicate with NeedSpeedyBucks.com via e-mail.
Use of Information / Data Collected
We use your personal, demographic and profile data to enhance your experience at
our site and to enable us to present content we think you might be interested in.
We use your contact information to send you information about our company and promotional
material from our partners. We may also use your personal, demographic and profile
data to improve our site, for statistical analysis, for marketing and promotional
purposes, and for editorial or feedback purposes for our advertisers. Information
collected by us may be added to our databases and used for future telemarketing,
SMS text-messaging, e-mails or postal mailings regarding site updates, new products
and services, upcoming events, and/or status of orders placed online. By using this
site, you agree that you may be contacted in any manner contemplated in this section
even if your number is found on a do not call registry, in-house list or similar
registry Information collected by us may be added to our databases and used for
future e-mails or postal mailings regarding site updates, new products and services,
upcoming events, and/or status of orders placed online.
Data obtained from you in connection with this SMS service may include your name,
address, cell phone number, your provider's name, and the date, time, and content
of your messages. In addition to any fee of which you are notified, your provider's
standard messaging rates apply to our confirmation and all subsequent SMS correspondence.
All charges are billed by and payable to your mobile service provider. We
will not be liable for any delays in the receipt of any SMS messages, as delivery
is subject to effective transmission from your network operator. SMS message
services are provided on an AS IS basis.
We may use personal information to provide the services you've requested, including
services that display customized content and advertising. We may also use
personal information for auditing, research and analysis to operate and improve
our technologies and services. We may share aggregated and non personal information
with third parties. When we use third parties to assist us in processing your personal
information, we require that they comply with our Privacy Policy and any other appropriate
confidentiality and security measures. We may also share information with
third parties in limited circumstances, including when complying with legal process,
preventing fraud or imminent harm, and ensuring the security of our network and
services.
You may remove your information from our database. If you remove your information
from our database it will no longer be used by us for secondary purposes, disclosed
to third parties, or used by us or third parties to send promotional correspondence
to you. You may remove your information by sending your request in writing via email
to
privacy@NeedSpeedyBucks.com or by sending "STOP", "END",
"QUIT" to the SMS text message you have received.
Third-party Data / Information Disclosure
If you choose to provide personal information, it will be used for the following
purposes:
- Consideration of your application for a NeedSpeedyBucks.com account as required by law;
and
- For marketing products and services which we determine, in our sole judgment, that
you might find of interest. We reserve the right to share, rent, sell, or otherwise
disclose data we collect to third parties. Any third party we share, rent, sell,
or otherwise disclose data to will be carefully prescreened by us, determined by
us to be reputable, and will use the personal data for marketing products and services
which we determine, in our sole judgment, that you might find of interest.
Your Opt-Out Rights
You may opt-out of receiving communications from us and or our partners by not submitting
your information. We also allow you to remove your information from our marketing
lists. If you remove your information from our marketing lists it will no longer
be used by us to send promotional correspondence to you. You can remove your information
by sending your request in writing via email to
privacy@NeedSpeedyBucks.com.
We Do Not Intend to Collect Data from Children
The information and services provided to us or our affiliates, sponsors, and advertisers
are not intended to be viewed by children (under 18 years old). No information collected
from children is knowingly used for any marketing or promotional purposes whatsoever,
either inside or outside NeedSpeedyBucks.com, nor is any part of NeedSpeedyBucks.com web site
is designed to attract anyone under the age of 18. Children are not eligible to
use our service and we ask that minors (under the age of 18) do not submit any personal
information to us or use the service.
Our Right to Contact You
We reserve the right to contact you regarding your account status and changes to
subscriber agreements, privacy policy, or any other policies or agreements relevant
to you.
Our Right to Change our Privacy Policy
We reserve the right to change this policy at any time by notifying you of the existence
and location of the new or revised privacy policy or by posting the changes online
at our site.
Anti Spam Policy / Compliance with Can-Spam Act
NeedSpeedyBucks.com is dedicated to ensuring compliance with the 'Can-Spam Act', which
took effect January 1, 2004. You may receive email from NeedSpeedyBucks.com in the following
circumstances:
- Acknowledging your application has been received and requesting additional action
- Requests for additional information to support your current application
- Response to your inquiries regarding transactional requests
- Thanking you for your valued business
- Advertisements for our products, services, changes in services, new product availability
- Advertisements for third party products and services where we have determined that
such product or service may be of interest to our customers
To ensure compliance with the Can-Spam Act, NeedSpeedyBucks.com has implemented the following
guidelines for email delivery:
- All emails sent to you from NeedSpeedyBucks.com will clearly identify NeedSpeedyBucks.com as the
sender.
- The Subject Line of any email you receive will always accurately describe the subject
matter of the email.
- Any email from NeedSpeedyBucks.com will include the ability to unsubscribe from future
email messages.
- Unsubscribing will ensure the customer is removed from ALL lists at NeedSpeedyBucks.com;
this excludes customer service emails regarding the processing and status of a current
loan application.
- Advertising emails from NeedSpeedyBucks.com will include information that the email is
an advertisement, either in the body or footer of the email.
- All emails sent to you directly by NeedSpeedyBucks.com include valid postal address information
in the footer.
- All third party marketing partners are required to comply with the Can-Spam Act.
- Emails sent to you directly by NeedSpeedyBucks.com will include an email address and physical
address where you can send suggestions, complaints or other correspondence.
The Use of Cookies
Cookies are pieces of information that are stored on a user’s computer when
the user accesses a Web site. Cookies do not collect personal identifying information
about the user. There are two types of cookies that may be used at the NeedSpeedyBucks.com
website: a persistent cookie and a session cookie. A persistent cookie gets entered
by your Web browser into the “Cookie” folder on your computer and remains
in this “Cookie” folder after you close your browser. Persistent cookies
may be used by your browser on subsequent visits to the site.
A session cookie is held temporarily in your computer’s memory and disappears
after you close your browser or shut off your computer. The NeedSpeedyBucks.com website
may also use Web beacons (also called “clear GIFs” or “pixel tags”)
in conjunction with cookies. Web beacons are small strings of code that are placed
in a Web page. Because a Web beacon is only 1 pixel high by 1 pixel wide, it appears
invisible on your computer screen.
If all or part of the company is sold, merged or otherwise transferred to another
entity, the information that you have provided at this site may be transferred as
part of that transaction. However, NeedSpeedyBucks.com will take reasonable steps to assure
that such information is used in a manner consistent with the NeedSpeedyBucks.com privacy
policy under which it was collected.
Additional Information
Website:
NeedSpeedyBucks.com
Email Address:
privacy@NeedSpeedyBucks.com
NeedSpeedyBucks.com understands consumers' concerns over the use of their personal information.
We hope this information will relieve any concerns your company may have regarding
our email policies.
NeedSpeedyBucks.com and its affiliated sites use only an "opt-in or opt out"
method of obtaining customer information, and it is not our policy to send unsolicited
email. We obtain email addresses and personal information from third parties that
follow the same set of policies.
NeedSpeedyBucks.com marketing email messages sent include the following information about
the origin of the emails and include instructions on how recipients can unsubscribe
from receiving future email messages:
- This email is not sent unsolicited
- Offers are sent to subscribers ONLY
- The e-mail address you subscribed with is (recipient's email)
- To be removed from our list, click here.
- View our privacy policy
From time to time, NeedSpeedyBucks.com will enter into an arrangement with a third party
website to allow individuals to opt into our marketing program on those third party
websites. In each case the third party websites have represented and warranted to
us, among other things,
- that the data was collected voluntarily from individuals on website registrations
and co-registrations
- that the sellers have a right, under any applicable privacy statements, to transfer
the data to us
- that NeedSpeedyBucks.com has the right to send marketing offers to the individuals.
We hope this information satisfies any questions or concerns you may have regarding
the email practices of NeedSpeedyBucks.com. If you have additional questions or wish to
discuss this matter further, please contact us at privacy@NeedSpeedyBucks.com